5 Inspiring Student Loan Debt Bloggers

Student loan debt can be exhausting, overwhelming, and isolating. But, there’s no need to feel alone with your debt. There are thousands of people successfully paying back their student loans. And lucky for us, some of these people are blogging about their journeys! Check out these 5 inspiring student loan debt bloggers. Each blogger shares […]

Some Hopeful News on Loan Forgiveness and Debt Collectors

Recent News Changes (or hopes for change) in student loan policy pop up in the news fairly frequently. Here are a couple such changes that will undoubtedly have tangible impacts on federal loan borrowers:  A temporary expansion of public service loan forgiveness, and the recent end to specified government student debt collectors. As we continue, we […]

What’s The Difference Between Refinancing and Consolidating Student Loans?

College students are expected to know a lot of terminology when deciding how much money to borrow.  Unless your major is in finance or accounting, definitions to terms like consolidation, refinance, interest rate, and default might sound like a different language. Kids as young as 17 are expected to understand the magnitude of going into […]

Help a Friend By Saying Thank You With LoanGifting

Instead of gifting another bottle of hand lotion or a smelly candle as a thank you present, how about helping your friend, co-worker, or cousin repay their student loan debt? A LoanGifting contribution is the perfect gift to give anyone struggling under the burden of student loan debt. Next time you need to show some appreciation, […]

The Upside of the Upswing of the Student Loan Interest Rate

Student Loan Interest Rate Increase One thing that necessarily shapes every student’s loan journey is their student loan interest rate. For federal student loans in the U.S., this rate has just gone up. Now, the idea of paying more on a loan does not elicit immediate joy and exclamations of, “Oh, thank heavens!” In fact, many of us shake […]

How the Employer Student Loan Repayment Assistance Program Can Benefit Every Single Employee in Your Company

I’ve come to think of the employer student loan repayment assistance program as a kind of reward system.  It’s positive reinforcement of specific employee habits and behaviors.  Or at least it can be tailored that way.  Structuring the program is all about setting specific limits to achieve the desired effect (as opposed to leaving it […]

Should I Invest For Retirement Before Paying Off Student Loans?

America has a savings problem. With more and more transactions going digital, it’s easy to lose track of spending. Healthcare, housing, and education are getting more and more expensive and opening a retirement account can be overwhelming (or at least tedious). And if you’re a college graduate with student debt, how do you even begin […]

5 Tips to Ask for a LoanGift Without Feeling Awkward

Whether it’s the time for a birthday present or a thank you gift for watering houseplants, most of us would appreciate a small student loan repayment over any other gift. But what if you feel weird about asking for a student loan repayment as a gift? No need to fear! We’ve got five tips to […]

Private Loans vs. Federal Loan Benefits: What’s Best for Student Debt

Looking through news and blogs related to student loan repayments can be tiring. So trust me, I see the situational irony in adding another piece to the myriad of posts for us to read through. Our aim is a worthy one, however: trying to shed useful light on the big problem of a nation with […]

The Art of Writing a LoanGifting Thank You Note

If you’ve been the lucky recipient of a contribution towards your repaying your student debt on LoanGifting, it’s time to write a thank you note! We might live in a digital world ruled by texts and Tweets, but there’s nothing quite like a meaningful, personalized thank you note to show your appreciation to someone. Here’s six […]

What Happens If I Default On My Student Loans?

Default is the scariest word a borrower can hear, especially one dealing with heavy student loan debt. Student loans have some harsh penalties if you don’t pay and failing to stay on top of them can crush your credit score. But how does a loan reach default and what options do borrowers facing mounting penalties […]

5 Ideas for Structuring an Employer Student Loan Repayment Assistance Program to Achieve Recruitment Goals

The magic – yes, magic – of the employer student loan repayment assistance program is that it is malleable.  It can be structured in any way you want it to be.  This can be a bit overwhelming for employers at first, but once they realize that the sky is the limit when it comes to […]