Arizona Student Loan Repayment Program

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To Be Eligible …

  • Be a U. S. Citizen (U.S Born or Naturalized) or U.S. National
  • Be fully licensed to practice in Arizona in one of the following disciplines: An allopathic (MD) or osteopathic (DO) physician in the field of family medicine, pediatrics, obstetrics, internal medicine, geriatrics, or psychiatry;
    • Advance practice providers: A nurse practitioner or a physician assistant in the field of family medicine, pediatrics, obstetrics, internal medicine, or geriatrics; or a certified nurse midwife
    • Pharmacist
    • General Dentist
    • Behavioral Health Providers: A Nurse Practitioner or a physician assistant who is certified to practice as a behavioral health specialist, licensed clinical social worker, licensed professional counselor; clinical psychologist, or licensed marriage and family therapist
  • Have completed the final year of a course of study or program approved by an accrediting agency recognized by the United States Department of Education or the Council for Higher Education Accreditation for higher education in a health professional licensed under A.R.S. Title 32
  • If a physician, shall have completed a professional residency program in a primary health care specialty, and be board certified or eligible to sit for the certifying examination in the specialty
  • Has current or prospective employment with an eligible employer or service site
  • Agree to contract with ADHS to provide outpatient primary care services full-time for at least 40 hours per week or half-time for at least 20 hours per week at an approved service site for a minimum of two years
  • Note: Inpatient services provided at critical access hospitals (CAH) could qualify if in conjunction with outpatient services in a rural health clinic or CAH-affiliated clinic.  For more information about the service requirements for providers in CAH, click here.
  • Except for a primary care provider working at an eligible free clinic or a federal or state prison, agree to charge for primary care services at the usual and customary rates prevailing in the primary care area, except: except that:
    • A patient unable to pay the usual and customary rates is charged a reduced rate according to the service site’s or employer’s sliding-fee schedule required by R9-15-204, a nominal fee less than the sliding-fee schedule, or not charged; and
    • A medically uninsured individual from a family unit with annual income at or below 200% of the poverty level is charged according to a sliding-fee schedule required by R9-15-203 or not charged;
  • Agree not to discriminate on the basis of a patient’s ability to pay or a payment source, including Medicare, AHCCCS, and a qualifying health plan.
  • Agree to accept assignment for payment under Medicare if providing primary care services to adults, AHCCCS, and a qualifying health plan.
  • Have qualifying student loans that are still owed for loan repayment
  • Have completely satisfied any other service obligation owed under an agreement with a federal (e.g., an active military obligation or a National Health Service Corps Program obligation), a State (e.g., Scholarship Program obligation) or local government, or other entity, prior to beginning a period of service under this program ◦Note: Individuals in the Reserve Component of the U.S. Armed Forces or National Guard are eligible to participate in the SLRP. If the SLRP participant’s military training and/or service, in combination with the participant’s other absences from the service site, exceed 35 workdays per service year, the SLRP service obligation will be extended to compensate for the break in service.

The following are not eligible to participate:

  • Individuals who have Primary Care Loans through the U.S. Department of Health and Human Services, Health Resources and Services Administration, Bureau of Health Professions are NOT eligible to participate in the SLRP.
  • Individuals who have an outstanding contractual obligation for health professional service to the Federal Government, or to a State or other entity, unless that service obligation will be completely satisfied before the SLRP contract has been signed. Please note that certain provisions in employment contracts can create a service obligation (e.g., an employer offers a physician a recruitment bonus in return for the physician’s agreement to work at that facility for a certain period of time or pay back the bonus).
  • Individuals with any federal judgment liens.
  • Individuals who have: ◦A current default on any Federal payment obligations (e.g., Health Education Assistance Loans, Nursing Student Loans, Federal income tax liabilities, Federal Housing Authority loans, etc.) even if the creditor now considers them to be in good standing;
  • Breached a prior service obligation to the Federal/State/local government or other entity, even if they subsequently satisfied the obligation; and
  • Had any Federal or non-Federal debt written off as uncollectible or received a waiver of any Federal service or payment obligation.
  • Individuals who are delinquent on payment of court-ordered child support or state taxes

Loans That Qualify

  • Stafford loans
  • Grad PLUS loans
  • Perkins loans
  • Consolidation loans that include only qualifying loans (Consolidation loans that include non-qualifying loans are not eligible)
  • Private student loans
  • Institutional loans

Note that service under the National Health Service Corps Scholarship Program, Armed Forces Health Profession Program, Indian Health Services Scholarship Program, and the Arizona Medical Student Loan Program do not qualify.

Next Steps

 Learn how to apply here.


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