Justice Richard M. Givan Loan Repayment Assistance Program (Indiana)
To Be Eligible …
The Indiana Bar Foundation is a charitable organization that supports programs that promote access to justice in Indiana. The Richard M. Givan Loan Repayment Assistance Program was established in 2006 as a statewide loan assistance program for law school graduates employed in non-profit organizations dedicated to serving the civil legal needs of low-income individuals and families in Indiana. This program is designed to assist attorneys who have incurred significant educational debt so they can work in civil legal aid programs for the poor.
The goal of the Richard M. Givan LRAP is to assist law school graduates who choose and wish to remain in employment in civil legal aid and to assist civil legal aid organizations in recruiting and retaining qualified lawyers. The Richard M. Givan LRAP directs assistance in the form of a forgivable loan to applicants who would otherwise be precluded from accepting qualifying employment or who would be unable to continue to work in qualifying employment because of salaries that do not support their student loan debt burden.
- Licensure. All participants must be licensed to practice law in the State of Indiana. (This requirement may be waived for up to 12 months.)
- Employment. Applicants must be employed by a qualifying civil legal aid employer. Applicants may be employed full-time or part-time. Assistance to part-time attorneys shall be pro-rated. For example, attorneys who work four days per week receive 80 percent of the assistance for which they would be eligible if they were full-time. The list of organizations approved by the Foundation as qualifying employers is attached as Attachment 1. Other organizations may apply for approval to the Board of Directors.
- Financial Eligibility. A participant’s salary may not exceed $70,000.
- Bar membership. All participants, once licensed to practice law in the State of Indiana, must be an active member of the Indiana State Bar Association.
- Eligible Loans. Undergraduate, graduate and law school loans will be considered in determining the amount of assistance. Family and personal loans are excluded. Also excluded are loans for other than educational purposes.
A maximum loan of $5,000 per year may be awarded to each approved applicant. Loan assistance shall be paid quarterly directly to the participant on a prospective basis.
Loans That Qualify
- Stafford loans
- Grad PLUS loans
- Consolidation loans
- Private student loans
- Institutional loans
- Perkins loans
- State loans