Minnesota Loan Forgiveness Program

I would like expert help and advise with this application

The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan Forgiveness is an important benefit for healthcare professionals as well as health care facilities and communities experiencing a shortage of access to primary care services.

Eligible Clinicians/Professions

Eligibility includes the following health professionals who have or will have a current permanent and unrestricted license to practice independently and unsupervised in the state of Minnesota, or as specified below:

  • MDs/DOs
    • Primary Care Doctors of Allopathic or Osteopathic Medicine (Family Practice, Internal Medicine, OB/GYN, Pediatrics or Psychiatry)
  • DDs
    • General Practice Dentists (D.D.S. or D.M.D.)
  • DT/ADTs
    • Licensed Dental Therapists/Advanced Dental Therapists working under a collaborative agreement with a licensed dentist
  • PHARMs
    • Pharmacists
  • NPs
    • Primary Care Certified Nurse Practitioners
  • CNMs
    • Certified Nurse-Midwives
  • PAs
    • Primary Care Physician Assistants
  • CRNAs
    • Certified Registered Nurse Anesthetists
  • ACNSs
    • Advanced Clinical Nurse Specialists
  • PHNs
    • Public Health Nurses
  • LPN/RNs
    • Licensed Practical Nurses/Registered Nurses (working in nursing homes/ICFs/home care provider, housing with services establishment)
  • FACs
    • Nursing Educators/Allied Healthcare Educators who are teaching in a postsecondary institution
  • LCPs
    • Licensed Clinical or Counseling Psychologists (Ph.D. or equivalent)
  • LICSWs
    • Licensed Independent Clinical Social Workers (master’s or doctoral degree in social work, LGSW not eligible)
  • PNSs
    • Psychiatric Nurse Specialists/Nurse Practitioners
  • LPCCs
    • Licensed Professional Clinical Counselors (master’s or doctoral degree with a major study in counseling, licensed to practice independently and unsupervised)
  • LMFTs
    • Licensed Marriage and Family Therapists (master’s or doctoral degree with a major study in marriage and family therapy, LAMFT not eligible)


  • Dentist
    • $30,000/year
  • Rural Dental Therapist/Advanced Dental Therapist
    • $10,000/year
  • Urban and Rural Physicians
    • $25,000/year
  • Rural Pharmacists
    • $20,000/year
  • Rural Midlevel Practitioners
    • $12,000/year
  • Nurse Faculty/Allied Health Care Faculty
    • $9,000/year
  • Nurses in Nursing Homes/Assisted Living/Home Care Providers
    • $5,000/year
  • Rural Public Health Nurses
    • $5,000/year
  • Urban and Rural Mental Health Professionals
    • $12,000/year (Psychologists and Psychiatric NPs) $7,000/year (LICSW, LMFT, LPCC)

Loans That Qualify

  • Stafford loans
  • Grad PLUS loans
  • Consolidation loans
  • Perkins loans
  • Private student loans

Next Steps

Applications are accepted only during certain times. If they are currently being accepted, you can find them within the career-specific pages on the webpage linked in the title of this section.

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