Investing 101: What are ETFs and Mutual Funds?

Diversification is important when investing, but how can recent college graduates with loans build diverse stock portfolios? The answer is they can’t – at least not by buying individual company stocks. Saving for retirement is important, but big companies like Amazon and Google have four-digit price tags attached to their shares. Can you really afford […]

How to Build a Student Loan Repayment Assistance Program for Registered Nurses

Nursing is the fastest-growing job field in the nation.  An essential role in the healthcare industry, the occupation provides excellent opportunities for employment and growth.  There are multiple pathways of education for nursing candidates.  In order to become a registered nurse (RN), a bachelor’s degree or associate degree is typically required.  Some candidates earn their […]

5 Classic Personal Finance Books to Read if You Have Student Loan Debt

Struggling with your student loan debt? Time to hit the books! Check out these 5 classic books on personal finance for practical, timeless advice you’ll use for the rest of your life. (P.S. – these books are in no particular!) Your Money or Your Life by Vicki Robinson This book is in its 25th edition, […]

Finding a Solution to Your Student Loan Debt Woes Just Got a Whole Lot Easier

This is urgent. We’re all on the same side here. None of us want the student loan debt crisis to continue. The fact that we’re all in this together can be easily overlooked in these divisive times, but it’s true. Student loan debt has incalculable ramifications – from the psychological to social and economic – […]

Four Finance Podcasts All Recent College Graduates Should Listen To

Thanks to the internet, information has never been easier to access. If you’re reading this blog, it’s probably only one of a dozen you follow for news, advice, or laughs. Or maybe you just landed here by clicking a page from a Google search result. But websites and blog posts aren’t the only information sources […]

Growth Hacking Your LoanGifitng Profile

Growth hacking is a popular term among start ups and small businesses, but this concept can also be applied to making the most of your LoanGifting profile and debt repayment plans! What is growth hacking? Growth hacking is defined as “the process of rapid experimentation across marketing funnel, product development, sales segments, and other areas […]

Recent IRS Ruling Could Allow Employers to Pay Down Student Debt Using 401(k) Matching Funds

Finally, some welcome news in the fight against the national student loan debt crisis.  In what could potentially be a significant and encouraging first step in allowing employers to take a tax-favored approach in helping employees with student loan debt, the Internal Revenue Service recently issued a private letter ruling, PLR 201833012. The ruling concerned […]

Legislative Hero: Julia Brownley

Congresswoman Julia Brownley has sponsored and co-sponsored legislation for people fighting student debt. In this post we show a quick and encouraging interview with Congresswoman Brownley. Her responses to our questions remind us that, yes, there are people actively working to solve the daunting issue of student debt. Because of the work in which we […]

Investing 101: What’s The Difference Between Stocks and Bonds?

Let’s face it, few topics are more confusing than investing. Unless you’re a finance major, you didn’t have a class in school that taught you about the stock market. The financial sector is full of obfuscation too and even knowledgeable investors need diligence. “Experts” often make things seem more complicated than they are. They’ll say […]

Prioritization: Retirement Savings Plans Versus Student Loan Debt Repayment

Millennials have heard it time and again: save, save, save!  The inability to plan and save for retirement remains a constant source of anxiety and concern for people with student loan debt.  In fact, 80% of people say that student loans impact their ability to save for retirement, and why shouldn’t it?  People with student […]

Tips for a Great LoanGifting Profile Picture

Today, we’re here to help you make your LoanGifting profile stand out…with tips for a great LoanGifting profile picture! Why do you need a great profile picture? First, a good profile photo will make your LoanGifting page easy for friends and family to find. Secondly, a photo will personalize your profile! We’ve got several simple tactics […]

Should I Get A Credit Card If I’m Still Paying Off Student Loans?

If you have a pulse and a mailing address, you’ve probably been deluged with offers from credit card companies in the mail. They come in big, clunky envelopes and usually have numbers like $40,000 printed on the front in heavy font. Despite the endless (and annoying) letters, credit cards can be useful tools for your […]