The Ultimate Guide to Buying a Car With Student Loan Debt

There’s no doubt about it – if you’ve graduated with significant student loan debt, that can absolutely complicate your ability to qualify for a car loan. But unless you live in a big city with a good public transportation system, you need a car to get to job interviews and back and forth to work. […]

Maryland SmartBuy Program Will Pay Off Up to $40,000 in Student Loans If You Buy a House There.

The Maryland SmartBuy Program Looking to buy a home with student loan debt? Consider moving to Maryland. A government initiative there will pay off and eventually forgive up to $40,000 in student loan debt. The catch: You have to buy a home in Maryland. And you have to live in it for at least five […]

Renting an Apartment With Student Loan Debt Problems

You want to rent an apartment, but you’ve got oodles of student loan debt. Maybe you’ve been late on some payments. Maybe you’re even in default. Can you still rent an apartment with student loan debt headaches? Probably. But it might not be easy. Here’s the scoop: What landlords want Landlords have two basic priorities: […]

How To Improve Your Credit Score

Good news for the country: The average credit score is at a record high of 704. That’s according to the Fair, Isaac Corporation, the company that produces the most commonly used credit scoring product in the U.S. today, the FICO Score. If you’ve had credit issues in the past, or if you are simply new […]

What Happens When You Default on Student Loans

If you’re recently out of school, and you have student loan debt, you need to understand what happens when you are delinquent on a student loan and what happens if you default. And you need to do everything in your power to make sure that neither of these things happens. Delinquency If you miss a […]

How To Drop Your Co-Signer From Your Student Loan

According to information from the Consumer Finance Protection Bureau, more than 90 percent of student loans are now issued with a cosigner – up from 68 percent in 2008. Lenders love cosigners, of course, because they provide substantial additional security for their loans – at next to no additional cost to them. Most of the […]