What Happens When You Default on Student Loans

If you’re recently out of school, and you have student loan debt, you need to understand what happens when you are delinquent on a student loan and what happens if you default. And you need to do everything in your power to make sure that neither of these things happens. Delinquency If you miss a […]

Don’t Panic! Here’s How to Get Out of Default on a Student Loan

So you’ve defaulted on a federal student loan. Now what? Well, not too many people default on purpose. The federal government knows that good people can go into default for all sorts of reasons, including layoffs, income instability, medical issues, and poor financial organization skills. The good news is, there are three reliable paths out […]

Before and After Debt: The Rise (and Stagnation) of Employer Tuition Payment Programs

The Familiar Issue of Student Debt Debt, by nature, exists as an effect. It is the effect of buying something before we can truly buy it—a borrowing that can loom for a long time, growing with interest, if we do not find an effective strategy to pay it off. As many of you reading this […]

Some Hopeful News on Loan Forgiveness and Debt Collectors

Recent News Changes (or hopes for change) in student loan policy pop up in the news fairly frequently. Here are a couple such changes that will undoubtedly have tangible impacts on federal loan borrowers:  A temporary expansion of public service loan forgiveness, and the recent end to specified government student debt collectors. As we continue, we […]