John Grisham’s “The Rooster Bar” examines the national student debt crisis through the eyes of three law students.

Grisham’s book is very timely.  Student debt has moved from being an invisible threat to our economy to top of mind and front page news, not just for those with the debt but for all of us who can help out and are impacted by it. -Ravi Sawhney John Grisham, the lawyer-turned-bestselling-author who brought us courtroom […]

LoanGifting Announces Support for H.R. 795 and H.R. 108

“Now is an ideal time for Congress to step in and offer help to the tens of millions in need of student debt relief. “-Ravi Sawhney LoanGifting is asking their social-media-savvy users to help take employment student loan assistance to the next level. Members and their extended network of donors, family and friends are invited to fill […]

Students Set September Record: LoanGiftings Numbers Increase by 100,000…and Counting

Students Set September Record: LoanGiftings Numbers Increase by 100,000…and Counting Happy “Back to School” season. Or should we call it “Loan” season? Wherever you are in your academic journey, the fall months are often a time to reset, regroup and re-evaluate your educational status—grade-wise and tuition-wise. As we settle into autumn, you (like millions of […]

A New Way to Knock Out Student Debt: Introducing the Crowdfunding/Employee Loan Benefit 1-2 Punch

According to the Federal Reserve Bank of New York, the average default rate on student loan debt is 11.2 percent. It’s a pretty bleak number. Even more distressing? Estimates indicate that no payments at all were made on the $137 billion due in loan balances in the year 2016 (a 14 percent increase in defaults […]

3 Reasons Why LoanGifting Is a More Efficient Option for Students

The secret’s out that crowdfunding is becoming the go-to option for students and recent grads facing exorbitant loans and interest fees. And, odds are, when you think of crowdfunding, you think of long established platforms such as GoFundMe. But just because services like GoFundMe have name recognition on their side doesn’t necessarily mean they’re your […]

The Latest In Gifting: How Loan Contributions Can Become Your Gift of Choice

Struggling with what gift to ask for the next time your birthday rolls around? Not sure what to put on your holiday wish list? Getting married soon and don’t really need a new blender? Why not ask your nearest and dearest to alleviate some of your debt anxiety? We promise it’s a more popular practice […]

Millennial student debtors don’t think they’ll have to repay student debt

We recently surveyed millennial student debtors and over 30% believe they will not have to repay their student debt. With over $1.5 trillion in total student loan debt and a growing rate of default, many believe the government or someone else will step in to relieve this insurmountable burden. Guess again! Even established loan forgiveness […]

The sacrifices people make to meet their monthly student loan payments

A recent survey has found that over 80 percent of Americans with student loans have been forced to make sacrifices simply to meet their monthly payment. With the student loan debt growing by $2,700 every second and totaling over $1.3 trillion, AICPA conducted a survey to see the impact it is having on American’s and […]

Federal Student Loans Just Got Cheaper

  The 2016-17 interest rate will be the lowest in a decade. The interest rate for undergraduate students taking out federal loans will soon dip slightly, to 3.76%, based on new Treasury rates announced today. That’s down from a 4.29% rate this year. For graduate students and parents who take out PLUS loans, the interest […]

Private Student Loans vs. Federal Student Loans

We all like to imagine that we’ll be able to pay for college or send our kids to college without taking out any loans or going into debt. Unfortunately, though, for the average American, that’s just not possible, especially not with the ever-rising costs of college tuition. If you are a parent about to send […]

Why Great Emails Set the Stage for a Successful Crowdfunding Campaign

When you are beginning your LoanGifting campaign, you will be excited to get the word out about your campaign. Here are some examples why great e-mails set the stage for your successful campaign. For the best success in writing your crowdfunding emails, we would suggest breaking it into the following three segments: 1) Capture Attention […]

How Crowdfunding is Helping Students Pay College Debt

College students and graduates know all too well about the costs that come along with getting a college education. Right now the national debt continues to rise with no end in sight. The issue many are facing is that once they finish school, they now have to find a way to pay off their student […]